Boost your business with Mint Pay by Bank

Manual reconciliation, poor cashflow, soaring admin costs, delayed payments and frustrated customers - no more.

Mint is making it easier for you to accept bank transfers from customers with seamless integration into Virtual Terminal.

Learn more about the upcoming updates for Virtual Terminal and supported payment options below.

Fast, easy payments

Payments are authorised by the customer through their banking app, with clear visibility and confirmation of amounts, references and payee details, minimising disputes or fraud.

Greater Visibility

Gain full visibility of account-to-account payments within the Mint Portal. Monitor transactions in real-time with notifications from supported payment methods.

Simplified Reconciliation

Include booking information and reference numbers on your payment agreements & sync with your mid-office. Benefit from unified settlement reports for card and direct transfers.

Simple Set Up

Enable or disable payment methods in just a few clicks, enabling you to customise your checkout experience to suit your customer base and business needs.

Flexibility

Greater choice - customers can choose to pay with their preferred payment method, streamlining the checkout experience.

Speed and Convenience

Complete purchase and process payments instantly with payment options supported by all leading financial institutions in Australia and New Zealand.

Reduced Costs

Lower fees enable merchants to more easily absorb costs or provide more cost-effective options for customers to make payment.

Security & Privacy

Bank details are never shared with third parties including the merchant, Mint, or the payment processor.

STREAMLINED PAYMENTS

Accept payment however your customers choose to pay

Mint Virtual Terminal empowers your business to seamlessly accept card payments and bank transfers with one streamlined system for manage, and reconciling payments. Accept card and bank transfers wherever your business operates with full support for:

Customisable online payment forms
Secure payment links
Mid-office system integrations, and
Website checkouts

Maintain a consistent customer experience in-store and online by adding your branding on checkouts, invoices and receipts.

CONTACT SALES

PayID® | AU

PayID^®has been simplifying customer-initiated payments for Australians since 2018, enabling instant payments 24x7.

Supported by over 100 Australian banks and financial institutions, PayID lets users attach easy-to-remember identifiers such as their phone number, email address, ABN, or organisation identifier simplify the process of making payments, without exposing bank account details.

PayID enables customers to initiate payments through their banking app with a confirmation step before the payment is made so users can check they are paying the right person or business.

PayTo® | AU

PayTo® is a modern way for businesses to collect payments from their customers’ bank accounts and have them settle in real time, all the time—like an always-on, instant direct debit.

Customer account details are verified in real time, consent for your withdrawals is pre-established, collections and settlement happen in real time, and are always-on too. That means no more T+2 day processing times or only-on-business-days business blockers.

How is PayTo different to PayID?

PayID which is customer-initiated 'push' of funds. PayTo is a 'pull' of funds based on a payment agreement between the merchant cand customer.

PayTo agreements are created by the merchant, detailing the amount and payment schedule. The agreement is sent to the customer's banking app for them to approve, enabling the debiting of funds in line with the agreement.

MID-OFFICE INTEGRATION

Integrations that work where you do

Spend more time with your customers and less time on admin with direct integration into the systems you use.

Mint Virtual Terminal and MintEFT are directly integrated with leading mid-office systems allowing you to process and reconcile transactions all in one place, streamlining your reconciliation with live feeds of booking and invoice numbers.

S700 integration is coming soon, eliminating the need to hunt down EFTPOS terminal receipts and manually enter them into the your mid-office.

"Direct integration of payments into Resworld eliminates a step from reconciliation, lessening errors like receipting in the wrong format, for example, bank deposit versus EFTPOS. Having direct integration takes all of that away and automatically puts it in the place it needs to be, allowing us to move into the next process which is sending out a receipt to the client straight away."

Kim
Helloworld Palmerston North

Building a unified solution for travel payments

We recently had the opportunity to interview select travel agents to discuss their challenges with accessing payment facilities with traditional providers, and hear about what they would like to see from Mint in the future.

Many expressed the desire for the Mint platform to offer more payment methods and streamline all reconciliations into your mid-office system. The great news is that this is already in the works at Mint, with releases coming soon in New Zealand for:

Bank transfer,
Buy Now, Pay Later,
Digital Wallets, and
In-store terminals

With streamlined approvals for existing Virtual Terminal customers, now is the perfect time to sign up to Mint!

CONTACT SALES

"When Mint came along, they saved us from a world of trouble with the banks. The banks saw travel as high risk – they didn’t like the high transaction values for expensive holidays and wanted to keep the money in suspense, and restricted access to EFTPOS terminals. We can’t obviously operate without the cash flow, so being able to work with Mint has been amazing. We accept all our customer payments for holidays through the Virtual Terminal and pay our suppliers with the MintEFT product."

Natalie

Helloworld Travel Cooroy | Noosa Cruise & Travel

"I took over the business in 2018, and could not get a terminal from a bank. I applied at all 6 of the major banks and none of them would provide a machine without money behind me. So Mint was a real lifesaver with the Virtual terminal - we currently process all our card payments through it. We’re looking forward to the Mint portal being able to manage the online and EFTPOS transactions all in one place, it will make our life very easy."

Kylie

Frank Ford Travel

"My experiences with the Mint Virtual Terminal, have been fantastic. It drops in all the required booking information, and the transaction is instantly available in the transactions list and the invoice document with all details present. I love it. So streamlined and easy to use. Being able to do it all in place has been a time saver and saves on human error as the information drops in directly from the booking."

Laura

Elite Travel Solutions

“I cannot recommend Mint enough to any business owner. Exceptional customer service is becoming rarer in today’s world, yet that’s exactly what we received from initial sign up and it continues on. Qantas Points are now an exciting value add, but its their service that has really impressed us.”

Monica

Travel Focus Group

“Mint makes processing payments so easy for us. It gives our customers flexibility when it comes to payments. The sign up and approval process was seamless, especially that no bond was required. Now we also earn Qantas Points when customers transact!”

Fiona

Helloworld Travel Toowoomba City

"Mint Payments have been amazing. Our clients are loving the credit card link and also the in store credit card experiences. Our bank, who we’ve been with for 40 years asked us for a security to continue with their EFTPOS machine, so we’re exiting to be moving forward with Mint."

Justine

Echuca Travel Centre

Boost your business with Mint Pay by Bank

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